If your home is located in a high flood risk area then not only will you
want to have home insurance cover but you will also want to ensure that you
have the right cover in place. Buying home insurance can be confusing so
here at Flood Assist we've produced a guide to help.
We've put together a Frequently Asked Questions guide to help you
understand some of the common features and benefits of home insurance
policies and how and why these may be of particular importance to property
owners in high flood risk areas.
Being aware of your flood risk is your first step in managing it. Whilst flood insurance can compensate you for the loss of your possessions, nothing can compensate you for the emotional stress and upheaval that you face when your property is flooded.
You can sign up to free flood alerts and flood warnings via the Flood Assist website and app. Our real-time warnings are based on live data directly from the Environment Agency so you can guarantee you’ll have the most up to date information possible.
When flooding impacts an area it's not just people that are at risk and in danger, pets are too. Many home insurance policies also offer some cover for your pets. Our guide offers advice on pet and flood insurance and what to do with your pets in a flood.
An emergency flood kit is intended to keep you going for a number of days should you become isolated or unable to leave your home. It should contain all the essential items you need should you become isolated in your home without heat, power and lighting.
It may not be possible or safe to leave your home in heavy flooding, for example in 2014 homes and communities in Somerset were isolated by severe flooding.
Flooding can occur at any time of day or night and often with very little warning. If you live in a high flood risk area it pays to be as prepared as possible and that includes having an Emergency Flood Kit to hand.