Umbrella in the rain

If your business is located in a high flood risk area or you previously made a flood insurance claim, your insurer may put a large flood claims excess on your policy.

A flood excess is a payment that your insurance company will ask you to pay towards any flood insurance claim that you make. Some business owners may also choose to have a large flood excess in order to get more affordable insurance cover.

A flood insurance excess, can often run into the tens of thousands of pounds.

What is flood excess insurance?

Flood excesses insurance runs alongside your existing business insurance policy providing you with cover for your flood excess should you need to make a flood insurance excess on your main insurance policy.

To find out more or to get a quote call our team on 01832 770770

Are you a home owner with a large flood insurance excess? You can buy flood excess insurance for your home as well.