What’s my Flood Risk?


Statistics state that 1 in every 6 homes in the UK is at risk of flooding – that’s a whopping 5.2 million properties! You don’t need to live near a river or the seat to be at risk of being flooded (although 2.4 million homes are) there are a further 2.8 million homes at risk of flooding from surface water and overflowing drains. It’s not just home owners that are high flood risk, there are an estimated 300,000 businesses located in high flood risk areas too. Despite increased awareness of flooding it isn’t just existing properties that are high flood risk. In 2015 over 10,000 brand new homes were built in in a flood plains – that’s 7% of all new homes.
Being aware of your flood risk is the first step to managing it and here at Flood Assist as well as providing flood insurance solutions we have also developed an online map that allows you to understand whether your home or your business is located in an area that is at risk from flooding from a river or the sea.
By typing your postcode or location in to our online maps you’ll instantly be able to tell if you’re at risk and if so to what extent. Our data is taken directly from the Environment Agency and Natural Resource Wales so it’s bang up to date.
If you are located in one of the various blue shaded areas on our maps then you are at risk of flooding, generally the darker the blue the more at risk you are. Let’s take a look in more detail as to how at risk you are by explaining what the 4 risk areas mean:
  • High risk - If you are located in a high flood risk area then your risk of flooding from the rivers or the seas is more than once in every 30 years (greater than 3.3%)
  • Medium risk - If you are located in a medium risk area then your risk of flooding from rivers or the sea is between once every thirty years and once every one hundred years (less than 3.3% but greater than 1%)
  • Low risk - If you are located in a low risk area then your risk of flooding from rivers or the sea is between once in every 100 years and once in every 1,000 years (greater than 0.1% but less than 1%)
  • Very low risk - If you are located in a very low risk area then your risk of flooding from rivers or the sea in this area is less than once every 1000 years (less than 0.1%)
Just because your home has never flooded it doesn’t mean it won’t! If you’ve never checked the location of your home or business to see if it is at risk of flooding or if you are looking to move house and want to understand if your new home will be at risk then take a look at our online flood maps at: floodassist.co.uk/resources/flood-risk.